How to open a PayPal account

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Open a PayPal account from a computer

If you are interested in understanding what you need to do in order to open a PayPal account, the first step you need to take is to connect to the home page of the service by clicking here and then click on the button Subscribe which is located at the top right.

In the screen that opens, choose whether to open a personal account or a business tale selecting one of the two available options and presses the button Continue to move forward. If you don't know which type of account to choose, the main differences between PayPal personal and business accounts are explained below.



  • Personal account (also called PayPal for you or Premier account) - It is a type of account intended for a single user, private. It allows you to buy goods and services online, send and receive money to other users subscribed to the service.
  • Business account - It is a type of account intended for companies and allows access to a maximum number of 20 users. It includes all the functions of the personal account plus extra features, such as email payments, cumulative payments and advanced payment logs.

After choosing the type of account to create, fill in the form that is proposed by typing in the appropriate fields that are shown on the screen your country of origin (e.g. city), your email address and the password you want to use to log in to the service (with relative confirmation repetition). I recommend that you choose a secure, non-meaningful password that is composed of at least 8 characters (preferably 10-15) and contains lowercase letters, uppercase letters, numbers and special characters (e.g. exclamation points, hash signs, etc. ).


Then click on the button Continue and proceed to fill in the second form that is proposed to you by entering all your personal data (name, surname, address, mobile number and so on). Put the check mark next to the item I confirm that I have read and accepted the terms of use and the PayPal privacy policy and presses the button Accetta and continue to go to the next step.


The next step is to associate a credit card (also rechargeable) to your account. The credit card is used to verify your identity and to make online purchases even when no funds are available on the PayPal account: the PayPal account - to put it simply - acts as a "bridge" allowing you to pay for goods and services online without having to provide to third parties the data of their credit card. Associating a credit card with the PayPal account is also an operation that must necessarily be carried out in order to remove the withdrawal / deposit limits initially envisaged on the account. To be precise, in the event of limits, it is not possible to withdraw more than € 750,00 per month or € 1.000,00 per year from your account and it is not possible to collect sums exceeding € 2.500,00.

Enter your credit card details in the appropriate form, check that the billing address is correct and click on the button Link a card to complete the PayPal sign-up process. If you do not have your credit card details at hand, click on the PayPal logo at the top left to access your account directly without associating a credit card, you will proceed to do this later.


At this point you can finally say you are satisfied: you managed to open a PayPal account, congratulations! To confirm this, you should finally see the main screen through which to manage the account. Before you can sing victory and can consider the whole procedure definitively concluded, however, you must perform further steps: validate your e-mail address and your mobile number that you provided during registration.

  • To validate the e-mail address provided during the procedure to create a PayPal account, connected to the main page of your PayPal account, click on the item Confirm e-mail address, access the previously specified email box, access the section Incoming mail, presses on the subject of the message that was sent to you by PayPal and then click on Confirm e-mail address that you find inside the message.
  • To validate the mobile number provided during the procedure to create a PayPal account, connected to the main page of your PayPal account, click on the item Confirm your mobile number which is placed at the top and then click Send code to receive a verification code via SMS to be entered in the space provided on the PayPal website.


Keep in mind that if you have not yet associated a credit card with your PayPal account, I invite you to carry out this operation as soon as possible for the reasons mentioned above.

To do this, click on the item Our customers placed in the menu at the top of your Paypal account page then click on the button Link a card and fill out the form that is proposed to you by entering all the required data. Then select VISA o MasterCard give menu to tendin Kind of paper, enter the card number, its expiry date and the CVV (the three-digit secret code found on the back of the card) and click on the button Save but I will complete the operation.


Now go back to the main page of your account, click on the button in the shape of bell located at the top right and click on the item Confirm your credit or debit card then follow the instructions that are shown to you on the screen.

Once this is done, a small charge will be made on the card you have associated with PayPal which will be used to provide you with a special 4-digit code that you will need to type into your online account to confirm that you are the real cardholder. The code to be entered on the PayPal account, which is essential to confirm that you are the true cardholder, will be indicated in the reason for the charge. To find it you will therefore have to wait a couple of days and then you will have to consult the card statement.

After obtaining the special code, go back to the section Our customers of your PayPal account, click on your card icon and select the item Confirm your credit card to type the code found on your statement and confirm your identity.

Once the operation is complete, you will finally be able to use all the functions of your PayPal account. For more information, see my article on how PayPal works.


Open PayPal account from smartphone

You can also open a PayPal account on smartphones and tablets via the PayPal application for AndroidiPhone / iPad e Windows Phone. Just download it and start it, tap on the button Subscribe present at the bottom right, press on the item Ignore and fill in the registration form for the service.

The information to be provided is always the same: email, password, personal data and credit card. Then accept the conditions of the service by placing a check mark next to the appropriate item and then tap on Accept and create account.

Once the operation is complete, you will be able to manage your account, send and receive money directly from the PayPal app, the app has the same characteristics as PayPal in the Web version.

By means of the section Manage balance you can manage your money, the section See the History instead it allows you to see all the history of the operations carried out while the items Send money e Request money they allow you, respectively, to send and request money from your contacts. By pressing the r-shaped buttongear wheel placed at the top on the right you can manage everything concerning your profile (banking institutions and cards, personal data, notifications and so on). For more details, take a look at the guide I suggested you consult in the previous lines.

How to open a PayPal account


Audio Video How to open a PayPal account
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